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Can You Really Study Abroad Without Spending ₹20 Lakhs? Yes—Here’s How

Abhinav Jain By , Founder & Director, Gateway International | Btech, MBA, Serial Entrepreneur | Study abroad consultants and AI in business specialist
| 12 min read | ✓ Verified Expert

Introduction

If anyone in India thinks of going abroad for education, he has to think of a great amount of money. Studying in foreign countries, he said, gives a feeling of insufferable expense. For a couple to study one year, the expenses are in the range of 20 to 25. Is this the only way? Is studying abroad expensive? It’s cheap and it’s real for many Indian students who are willing to do a little bit of research before they plan to go abroad.

The world scene of education is rapidly changing. Germany, France, Poland, Hungary, Malaysia and even Canada and the US have become extremely popular destinations for Indian students. That’s because I know exactly where to find them, how to apply and where I should spend the money to get the The Guide will teach you how to realize your ambitions, without putting a dent in your pocket. Gateway has been helping students to realize their ambitions abroad for more than 17 years. They’ve facilitated more than 55,000 you know, students to find the best education institutions in India and abroad.

🎯 Important: Visa and Accommodation Challenges

The process for obtaining permits and for securing comfortable, cheap accommodation abroad is often inconvenient and ambiguous. The foreign students are quite welcome to consult the International Student Advisor in the Student Counseling and Development Office in the.

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Why Affordable Study Abroad for Indian Students Is Possible

The idea that a good education abroad is only for the wealthy is an outdated belief. With the recent developments in educational policy and a combination of government policies and private initiatives, the cost of studying abroad has come down considerably. Thing is. In this respect, there have been enormous changes in the course of higher education, with many nations now offering an abundance of cheap study abroad.

However, the recent proliferation of scholarships, the easy availability of education loans, and the possibility of part-time work has made it possible for many students to take up their studies abroad without compromising on quality. In other parts of the world. As in Germany, France, Poland, et cetera, there are several good universities which, without being very costly, don’t lack in quality.

  • In Germany most of the public universities don’t charge for attendance and only a small semester fee.
  • The schools in France and Poland offered the lowest tuition fees and the widest choice of courses.
  • Malaysia and Hungary are becoming popular and have a good reputation.
  • There are more and more scholarships and fellowships granted to Indians.

In the past, it was said that the education abroad is expensive. Now, it’s proved that it’s not so.

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Top Low Cost Study Destinations for Indian Students

So where can you get a world-class degree without spending a small fortune? And what are those countries that offer the best educational opportunities at affordable prices? Where’s the country that promises not to let its students down in terms of the quality of education it offers, and where.

  • Germany:Free or cheap tuition at public universities, especially for the scientific and Students who have been able to get a place at one of.
  • France:Public universities have the advantage of low tuition fees, a growing number of courses in English, and clear career paths for graduates.
  • Poland & Hungary:Low tuition fees, with a range of between 60,000 to 1,50,000 per year, and living costs The stipend of a supplementary hungarian, which covers most of the costs,
  • Malaysia:At an annual cost of between one and four million yuan, with a monthly expenditure of up to forty thousand yuan.
  • Norway:In the public universities, although they don’t cost anything, it’s not so easy However, the opulence is excellent.
  • Canada & USA (select universities):The students of these colleges don’t require more than a few scholarships. Some can also be supported with part-time jobs.

For the time being, the fad seems to be breaking away from the great four (United States, United Kingdom, Canada, Australia) towards the cheaper and more attractive countries, Especially as visa requirements become easier in Europe and Asia.

FeatureGermanyFrance
Annual Tuition₹0–2 lakhs (public)₹1–2 lakhs (public)
Living Costs₹7–10 lakhs₹7–11 lakhs
LanguageEnglish/GermanEnglish/French
ScholarshipsDAAD, university grantsEiffel, Charpak, university
Post-Study Work18-month job search visa2-year APS/Job search visa
Rishita Dodiya

Rishita Dodiya

“Exceptional Support for Study Abroad! My name is Rishita Dodiya and I have got admission in Nottingham Trent University. And also I have got a scholarship of 25% on my overall tuition fees. From the first consultation to securing my student visa, Gateway International provided personalized and transparent guidance. Their team helped me shortlist universities, apply for scholarships, and navigate the visa process smoothly. My visa was approved within a week after the appointment, thanks to their meticulous documentation support. I confirm that Gateway International did not charge any fees for their assistance.”

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Budget-Friendly Universities Abroad Under ₹20 Lakhs

Let’s come to the In short, the universities in the United States that offer free or low-cost education have become rarer and rarer, The answer is universal, with reference to Europe, Asia, and even to some of the And, behold, here’s a list of the best institutions in which to study abroad at a reasonable price, and which have been carefully selected by us for their eminent educational reputation,

Country/UniversityTuition Fees (per year)Notes
Sorbonne University (France)₹13,572 (UG), ₹19,401 (PG)French public universities charge very low tuition
University of Strasbourg (France)₹14,690 (UG), ₹20,439 (PG)Affordable for Indian students
Public Universities (Germany)₹1.5–5 lakhsMost charge little or no tuition
University of Winnipeg (Canada)~₹4.3 lakhsOne of Canada’s most affordable
Brandon University (Canada)~₹8–9 lakhsCompetitive tuition for international students
Elizabeth City State University (USA)~₹9 lakhsAffordable US option
California State University (USA)₹12–15 lakhsLower than many US universities
Poland Public Universities₹1.5–6 lakhsLow tuition and living costs
Malaysia (various)₹1.5–6 lakhsLow cost of living, English-medium

Remember that these are only examples. In the same way there are also plenty of courses to fit the bill in Hungary, the Czech Republic, – well, actually, Norway and Argentina. Before applying, always check that there are no tuition changes and that there are.

🎯 Important: Financial Concerns and Education Loans

We can only conclude that the aforesaid loans are difficult to obtain, especially by students who have neither enough guidance nor who are afraid of being A man of any race has a better chance of obtaining a place – I mean, in an American university than that of any other. See. Those who have no other advantages can still enter any university which will admit him, and he’s not debarred from.
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How to Break Down the Real Cost of Studying Abroad

Look, hence it’s necessary to know all the exact figures and to plan your budget accordingly. Attaining cheap fares abroad isn’t a a matter of just avoiding the cost of the college. One must take into consideration all the expenses involved in living, travelling, and studying. Here’s the breakdown of fares to the more.

CountryTuition (per year)Living Expenses (per year)Health InsuranceVisa/Other FeesTotal Yearly Cost (approx.)
GermanyMinimal to ₹2 lakhs₹7–10 lakhs₹1–1.5 lakhs₹8,000–13,000₹8–14 lakhs
Poland/Eastern Europe₹3–7 lakhs₹4–6 lakhs₹30,000–50,000₹50,000–1 lakh₹8–14 lakhs
Canada₹9–20 lakhs₹7–12 lakhs₹60,000–1 lakh₹10,000–15,000₹16–29 lakhs
Malaysia₹1.5–6 lakhs₹4–6 lakhs₹30,000–50,000₹50,000–1 lakh₹8–14 lakhs

A student from India can only hope for a scholarship worth a little over two million rupees in a country like Germany, if he’s careful. The same is not true of Poland. You’ll have to spend about two to four million a year in English countries, but even if you.

Akshit Virdi

Akshit Virdi

“Hey, I am writing this review based on my application process. I’m going to pursue Bachelor’s of engineering in Civil Engineering at University of Portsmouth. I’m extremely grateful to Gateway International and especially Prateek Panchal sir, he helped me a-lot and always support throughout my admissions and my application process. Prateek Panchal Sir built a trust as well that gateway international is not a fraud consultancy because I live in Delhi and Gateway international is located in Udaipur, so it is hard to trust but their faculty is very genuine and supportive and I finally got my UK Visa with the help of the team. Overall, my experience with Gateway International is too good and they supported me at every step. Moreover, they didn’t charge me anything for my whole process, which made the entire process even more majestic. I highly recommend all my friends and colleagues to get their Visa from Gateway International.”

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Scholarships for Indian Students to Study Abroad

The scholarships awarded to the deserving students have been of great help to them. Actually, you know what? There are several scholarships available from the government and the colleges themselves, and if the total cost is under 20 lakhs, the remaining cost is – I mean, fully borne by them.

  • Chief Minister’s Overseas Scholarship (Telangana):Honestly, in case of any expenditure exceeding one hundred thousand li, the said expenditure – hmm, how do I put this – shall be deducted from the.
  • Rajiv Gandhi Scholarship for Academic Excellence (Rajasthan):Including tuition, accommodation and travel costs.
  • Inlaks Shivdasani Foundation:There are also fellowships, from ten to a hundred thousand dollars, for masters or doctorate studies at the most.
  • National Overseas Scholarship (Government of India):On board were the funds required for education.
  • University scholarships:Universities in Germany, France, Hungary and Canada have merit scholarships you know, for Indian students.

Apply early, prepare well in academic and financial matters and target both federal and university scholarships. Gateway International is the specialist in the field I mean, of foreign education. Wait, here’s a thought: its experts will help you to find the best scholarship for you and make the most of your chances for a fully.

🎯 Important: Scholarship Availability

There’s a growing awareness among Indian students that they can find scholarships to study abroad. This is driving them to study in foreign countries.

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Application Process Tips for Budget-Focused Students

You can’t find a country and a university, but it’s not the country and the university but the application procedure, that’s the key to making your success sure without being excessively expensive:

  • I’m planning to do research at least a year and a half in advance to get the best scholarships. What should I do?
  • Prepare a strong Statement of Purpose, official test scores (IELTS, TOEFL, GRE or GMAT) and, finally, all your university documents, certificates and I mean, diplomas, together with.
  • Public universities whose you know, record on foreign students is good can be a good choice.
  • We’d also like to recommend using Gateway International’s free SOP generator to help you write a successful.
  • What countries have the easiest visa requirements?

Gateway offers complete support for the student. We help to get admission to the university and to get visa for the chosen country. So you won’t miss.

Rahul Jain

Rahul Jain

“Thank you Gateway International for your distinguished and outstanding service! I wanted to express my deepest gratitude towards prominent service and support I have received from Gateway International. I have received exceptional support throughout my entire journey of getting Visa. This roller coaster journey would not had been easier without my counselor Richa Ma’am. She guided and helped me through all the challenges, ups and downs during my entire journey of application process, documentation, bank formalities till visa process, she looked out on all the information and details closely so that there is no margin for error is left. Thank You Gateway International Team & Staff! It is truly astonishing to know that all the Hard work and Effort you put behind every student for achieving their dream and this entire process is free of charge with no hidden charges as well that really gives student a breath of relief and sense of happiness.”

They’ve many difficulties to pass through and they’ve a very hard time to take care of But with a little foresight and expert advice, studying abroad can be quite affordable for Indians. There are some I mean, rules to which the law in – well, actually, all countries clings.

  • Get all the necessary documents ready, passport, employment letter, financial information, health insurance and a list of accommodation.
  • You must’ve the money on hand to cover all your expenses. To receive a visa in the United Kingdom you must demonstrate that you’ve sufficient funds to support yourself for a.
  • If you want to have a believable answer, try the following: *.
  • Stay updated on the latest regulatory changes and deadlines with Gateway International’s real-time alerts and compliance support.

With the right support, the chances of visa approval for Indian students you know, are high in most places.

🎯 Important: Social Trends and Peer Influence on Study Abroad Goals

Students are also inclined to imitate their friends. For example, a number of educational videos are available on YouTube, and so are “highlights” on Instagram. Their friends must’ve had the same wish, seeing their friends go abroad to study, but when they heard that a friend had succeeded, Telling students about these successful experiences would bolster their faith that they could succeed too. Then they could use the media to promote themselves and encourage even more students to join.
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Part-Time Work and Post-Study Opportunities

One of the most important ways of making education abroad possible for Indian students is to tap the possibilities of part-time work and employment in the country they’re studying in. Students are usually allowed to work twenty hours per week during term time, and forty hours during vacations. In this way, I was you know, able to earn a little and to gain valuable experience.

  • France, Germany and Poland offer post-study work permits (up to two years) for looking for a job.
  • To live in Australia or Canada is now possible, there’s no need for a special visa or an extension.
  • The small part-time jobs that have been found by them to pay for living – correction: expenses have been very.
  • The students of this university have at their disposal the services of a very extensive library, a well-furnished reading room, and,

Gateway International’s network of former students and its exclusive ties with universities ensure you’re well-placed for internships and graduate employment.

Cultural Adaptation and Support Systems

It’s important to realize that it’s not only the expense that matters to the student studying abroad, but also the success. Culture shock is part of the experience. And the universities of the low cost countries usually offer the students strong and reliable support in this.

  • Orientation and emergency help.
  • In the evening he went to the club for the Indian students.
  • Education guidance is provided, particularly in Germany, France and Poland.
  • The pre-departure orientation and support from the Gateway International network means that wherever you go, you have support from Gateway.

Nevertheless, I believe that one must establish his own support group in order to succeed in his studies.

🎯 Important: Cultural Curiosity

Students are very interested in learning about different cultures and languages and their way of life. These students, seeking a wider world view, were eager to take a risk and enter foreign universities.

Latest Updates on Affordable Study Abroad for Indian Students

🎯 Important: Latest News Updates

  • NDTV:There is an increasing flow of Indian students to Germany, France and Poland to do their further studies, because they’re cheap and there are many jobs.Read more
  • BBC:The new British visa policy allows Indian students to stay there for a longer time after graduating and work there for two years.Read more
  • CNN:Actually, reports on the growing tendency of students from India to choose Asian countries like Malaysia and Singapore for their cheap education and high employability rates.Read more
  • QS World University Rankings:He cited the names of several colleges, among the 500 best, which are inexpensive and excellent.Read more
  • Times of India:Actually, there’s a rise in the scholarships for Indian students, especially in science, technology, engineering and business, in affordable places.Read more

Conclusion

For Indian students going abroad, it’s no longer a dream but a reality if they put their minds to it. The secret is in planning, research and taking the right steps to achieve their goal. With a little planning, however, you can save more. By concentrating on countries that are less costly, studying in inexpensive universities – you know what I mean? – correction: – and scholarships, you can reduce your costs by a few thousand rupees.

The next question is: Can you please say something about the universities and colleges where you want to apply? Gateway will assist you in all your applications to study in Germany, France, Poland, Malaysia or in one of the best British or American universities.

🎯 Important: Career Progression & International Degree Recognition

Students seek globally recognized degrees for better job placements in MNCs and broader career opportunities.
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Frequently Asked Questions

Eligibility varies by country and program but typically includes academic transcripts, language proficiency tests, and financial proof.

The complete process usually takes 6-12 months, including test preparation, applications, and visa processing.

Common documents include passport, admission letter, financial statements, academic records, and language test scores.

Most countries allow international students to work part-time during studies, typically 20 hours per week.

Costs vary significantly by country and institution, ranging from $15,000 to $60,000 per year including tuition and living expenses.

Gateway provides end-to-end support including university selection, application assistance, visa guidance, and pre-departure orientation.